What is a late fee(滞纳金)？

1.A late fee, also known asa late fine or a past due fee, is a charge levied against a client by a company or organization for not paying a bill or returning a rented or borrowed item by its due date. Its use is most commonly associated with businesses like creditors, video rental outlets and libraries. Late fees are generally caLCulated on a per day, per item basis.

2.A late fee, also known as an overdue fine, late fine, or past due fee, is a charge fined against a client by a company or organization for not paying a bill or returning a rented or borrowed item by its due date.

3.A fee charged when a payment is not received on time. Some common bills which almost always have a late fee policy are credit card payments, mortgage and student loan payments, and car loan payments.

滞纳金是什么

滞纳金是对没有按时缴款的一种惩罚制度,滞纳金是利滚利的,严重时还影响到个人的信用.对于未能在到期还款日营业终了前偿还最低还款额的，除应按期计付贷款利息外，还应按最低还款额未还部分的5%支付滞纳金。滞纳金是对持卡人不能按期足额偿还最低还款额的惩罚。连续两次（含）以上在到期还款日营业终了前未能足额偿还最低还款额的，发卡机构可以停止该卡的使用。